RALLIES USE AND RISK DISCLOSURES
Effective Date: January 15, 2026
IMPORTANT: PLEASE READ THIS DOCUMENT CAREFULLY. IT CONTAINS IMPORTANT INFORMATION ABOUT THE NATURE OF RALLIES.AI'S SERVICES AND THE RISKS ASSOCIATED WITH INVESTING IN SECURITIES.
1. NATURE OF OUR SERVICES
1.1 Educational and Informational Platform
Rallies.ai is an investment research and educational platform operated by Blotter Inc., a Delaware corporation, in partnership with WOLF Financial, LLC. The Platform provides tools and information to help you research securities, track market data, and learn about investing. Our services are designed to be educational and informational in nature.
1.2 We Are NOT an Investment Advisor
Rallies.ai and Blotter Inc. are NOT registered as investment advisers with the Securities and Exchange Commission (SEC) or any state securities regulatory authority. We do not hold ourselves out as investment advisors and do not provide personalized investment advice.
We operate under the publisher's exclusion from the definition of "investment adviser" set forth in Section 202(a)(11)(D) of the Investment Advisers Act of 1940, as interpreted by the U.S. Supreme Court in Lowe v. SEC (1985). As a publisher of bona fide investment research and educational content of general and regular circulation, we provide information that is general and impersonal in nature, available equally to all users.
We operate under the publisher's exclusion from the definition of "investment adviser" set forth in Section 202(a)(11)(D) of the Investment Advisers Act of 1940, as interpreted by the U.S. Supreme Court in Lowe v. SEC (1985). As a publisher of bona fide investment research and educational content of general and regular circulation, we provide information that is general and impersonal in nature, available equally to all users.
1.3 We Are NOT a Broker-Dealer
Rallies.ai is NOT a broker-dealer registered with the SEC or a member of the Financial Industry Regulatory Authority (FINRA). We do not execute trades, hold customer funds or securities, or provide brokerage services. We cannot buy, sell, or hold securities on your behalf.Rallies.ai and Blotter Inc. are NOT registered as investment advisers with the Securities and Exchange Commission (SEC) or any state securities regulatory authority. We do not hold ourselves out as investment advisors and do not provide personalized investment advice.
1.4 No Fiduciary Relationship
Use of the Platform does not create a fiduciary relationship between you and Rallies.ai, Blotter Inc., or WOLF Financial, LLC. We have no fiduciary duty to you, and you should not interpret any information we provide as being given with your specific financial interests in mind.
2. NOT PERSONALIZED INVESTMENT ADVICE
THE INFORMATION PROVIDED THROUGH THE PLATFORM, INCLUDING AI CHAT RESPONSES, DATA DISPLAYS, ANALYTICS, NEWS, AND ANY OTHER CONTENT, IS FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. IT IS NOT PERSONALIZED INVESTMENT ADVICE.
We do not know:
- Your individual financial situation, income, assets, liabilities, or net worth
- Your investment objectives or goals
- Your risk tolerance or capacity to absorb losses
- Your investment time horizon
- Your tax situation or the tax implications of any investment
- Your overall financial plan or how any investment would fit within it
Because we do not know these things about you, we cannot provide and do not provide personalized investment advice. Any information we provide should be considered general in nature and should not be relied upon as the basis for any investment decision.
3. YOUR RESPONSIBILITY
ALL INVESTMENT DECISIONS ARE YOUR OWN RESPONSIBILITY.
- You are solely responsible for determining whether any investment is appropriate for you
- You should consult with qualified financial, tax, and legal professionals
- You should independently verify all information before relying on it
- You should carefully consider all risks before investing
4. GENERAL INVESTMENT RISKS
ALL INVESTMENTS INVOLVE RISK. YOU MAY LOSE SOME OR ALL OF YOUR INVESTED CAPITAL.
4.1 Market Risk
The value of securities fluctuates based on market conditions, economic factors, interest rates, political events, and other factors beyond your control. Markets can be volatile, and prices can change rapidly.
4.2 Company-Specific Risk
Individual securities are subject to risks specific to the issuing company, including management decisions, competitive pressures, financial performance, legal issues, and bankruptcy. A company's stock can lose significant value or become worthless.
4.3 Liquidity Risk
Some securities may be difficult to sell quickly at a fair price. You may not be able to exit a position when desired.
4.4 Concentration Risk
Investing heavily in a single security, sector, or asset class increases your exposure to specific risks. Diversification does not guarantee profit or protect against loss.
4.5 Past Performance
PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. Historical returns do not guarantee future performance. Investment returns can vary significantly over time.
5. AI AND TECHNOLOGY RISKS
5.1 AI Limitations
Our AI features, powered by OpenAI, have inherent limitations:
- Hallucination Risk: AI may produce inaccurate, incomplete, or misleading information. AI may generate plausible-sounding but factually incorrect content.
- Knowledge Cutoff: AI has a training cutoff date and may not reflect recent events
- No Learning from You: AI does not learn from your conversations or adapt to your situation
- Bias Risk: AI models may reflect biases present in training data
- Variability: The same question may produce different responses at different times
AI responses should not be relied upon without independent verification.
5.2 Model and Algorithmic Risks
- Models are trained on historical data and may not account for novel situations
- AI cannot replace nuanced human judgment for complex decisions
- Financial AI models may become outdated quickly as market conditions change
5.3 Data Accuracy
Financial data displayed on the Platform is obtained from third-party sources (including Polygon/Massive) and may be:
- Delayed (typically 15 minutes or more)
- Inaccurate or incomplete
- Subject to technical failures
We do not guarantee the accuracy of any data. You should verify all information from official sources.
5.4 Technical Failures
The Platform may experience technical failures, downtime, errors, or security breaches. We are not responsible for losses arising from Platform unavailability or technical issues.
6. NO GUARANTEES
We do not guarantee that:
- Any information on the Platform is accurate, complete, or current
- Any particular investment outcome or return will occur
- Following any information or analysis will result in profits
- The Platform will be available at all times or function without error
- Your data will be protected against all cyber threats
7. SEEK PROFESSIONAL ADVICE
BEFORE MAKING ANY INVESTMENT DECISION, CONSULT WITH QUALIFIED PROFESSIONALS:
- Financial Advisor: A registered investment advisor can provide personalized advice
- Tax Professional: A CPA or tax attorney can advise on tax implications
- Legal Counsel: An attorney can advise on legal matters
8. ACKNOWLEDGMENT
By using the Platform, you acknowledge that you have read and understood these Use and Risk Disclosures. You agree that:
- You understand Rallies.ai is NOT an investment advisor, broker-dealer, or fiduciary
- Information on the Platform is for general educational purposes only
- All investment decisions are YOUR responsibility
- Investing involves risk, including potential loss of principal
- AI technology has limitations and may produce errors
- You will not hold Rallies.ai liable for investment losses
9. CONTACT INFORMATION
For questions about these Terms, contact us at:
Blotter Inc.
doing business as Rallies.ai
Email: legal@rallies.ai
Website: https://rallies.ai
Blotter Inc.
doing business as Rallies.ai
Email: legal@rallies.ai
Website: https://rallies.ai
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