RALLIES TERMS OF SERVICE
Effective Date: January 15, 2026
IMPORTANT: PLEASE READ THESE TERMS CAREFULLY. THEY CONTAIN AN ARBITRATION AGREEMENT AND CLASS ACTION WAIVER THAT AFFECT YOUR LEGAL RIGHTS.
These Terms of Service ("Terms") constitute a legally binding agreement between you ("you" or "your") and Blotter Inc., a Delaware corporation doing business as Rallies.ai ("Rallies," "we," "us," or "our"), in partnership with WOLF Financial, LLC. These Terms govern your access to and use of the Rallies.ai website, mobile applications, and related services (collectively, the "Platform").By creating an account, accessing, or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Platform.
By creating an account, accessing, or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Platform.
By creating an account, accessing, or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Platform.
1. NATURE OF OUR SERVICES
1.1 Educational and Informational Platform
Rallies.ai is an investment research and educational platform. We provide tools and information to help you research securities, track market data, and learn about investing. Our services are designed to be educational and informational in nature.
1.2 NOT an Investment Advisor, Broker-Dealer, or Fiduciary
RALLIES.AI AND BLOTTER INC. ARE NOT REGISTERED AS INVESTMENT ADVISERS WITH THE SECURITIES AND EXCHANGE COMMISSION (SEC) OR ANY STATE SECURITIES REGULATORY AUTHORITY. WE ARE NOT A BROKER-DEALER REGISTERED WITH THE SEC OR A MEMBER OF THE FINANCIAL INDUSTRY REGULATORY AUTHORITY (FINRA).
1.3 No Personalized Advice
Nothing on this Platform constitutes personalized investment advice. We do not know your individual financial situation, investment objectives, risk tolerance, or time horizon. You should consult with qualified financial professionals before making investment decisions.
1.4 No Fiduciary Relationship
Use of the Platform does not create a fiduciary relationship between you and Rallies.ai, Blotter Inc., or WOLF Financial, LLC.
2. ELIGIBILITY AND ACCOUNTS
2.1 Age Requirement
You must be at least 18 years old to use the Platform. By creating an account, you represent and warrant that you are at least 18 years of age. The Platform is not intended for use by individuals under 18. We do not knowingly collect information from or direct any of our content specifically to individuals under 18. If we learn that a user is under 18, we will terminate their account.
2.2 Account Registration
To access certain features of the Platform, you must create an account. You agree to: (a) provide accurate, current, and complete information; (b) maintain and promptly update your account information; (c) maintain the security and confidentiality of your login credentials; and (d) accept responsibility for all activities that occur under your account.
2.3 Account Security
You are responsible for maintaining the confidentiality of your account credentials. You must notify us immediately at support@rallies.ai if you believe your account has been compromised.
3. ACCEPTABLE USE
3.1 Permitted Uses
You may use the Platform for your personal, non-commercial investment research and educational purposes in compliance with these Terms and all applicable laws.
3.2 Prohibited Uses
You agree not to:
- Use the Platform for any illegal purpose or to violate any laws
- Attempt to gain unauthorized access to the Platform or its systems
- Interfere with or disrupt the Platform or its servers
- Use any automated means to access the Platform without our express permission
- Redistribute, resell, or commercially exploit any content or data from the Platform
- Impersonate any person or entity
- Use the AI features to attempt to obtain personalized investment advice
- Share AI-generated content as professional financial advice
- Attempt to manipulate or circumvent AI safety measures
4. INTELLECTUAL PROPERTY
4.1 Our Intellectual Property
The Platform and its content, features, and functionality are owned by Blotter Inc. and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
4.2 User Content
You retain ownership of any content you submit to the Platform. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content in connection with operating the Platform.
5. THIRD-PARTY SERVICES
5.1 Portfolio Connection (Snaptrade)
If you connect your brokerage accounts through Snaptrade, you authorize Snaptrade to access your portfolio information on a read-only basis. We do not receive your brokerage login credentials. We cannot execute trades or transfer funds. Your use of Snaptrade is subject to Snaptrade's terms of service.
5.2 AI Features (OpenAI)
Our AI features are powered by OpenAI. Your conversations with the AI are processed by OpenAI's systems. Your use of AI features is subject to our AI Disclaimer and Privacy Policy.
5.3 Data Providers
Market data is provided by third-party providers including Polygon.io. Data may be delayed and is subject to the terms in our Data Provider Disclosures.
6. FEES AND PAYMENT
6.1 Free and Paid Features
The Platform may offer both free and paid features. Fees for paid features will be disclosed before purchase.
6.2 Payment Terms
If you subscribe to paid features, you agree to pay all applicable fees. Fees are non-refundable except as required by law or as expressly stated in these Terms.
6.3 Changes to Fees
We may change our fees at any time with notice to you. Continued use after a fee change constitutes acceptance of the new fees.
7. DISCLAIMERS
7.1 No Investment Advice
THE PLATFORM PROVIDES GENERAL INVESTMENT RESEARCH AND EDUCATIONAL INFORMATION ONLY. NOTHING ON THE PLATFORM CONSTITUTES PERSONALIZED INVESTMENT ADVICE, A RECOMMENDATION TO BUY OR SELL ANY SECURITY, OR GUIDANCE TAILORED TO YOUR INDIVIDUAL CIRCUMSTANCES.
7.2 AI Limitations
AI features may produce inaccurate, incomplete, or misleading information. AI may "hallucinate" - generating plausible-sounding but factually incorrect content. You must independently verify all information before relying on it.
7.3 Data Accuracy
We do not guarantee the accuracy, completeness, or timeliness of any data displayed on the Platform. Data may be delayed, incorrect, or unavailable.
7.4 No Warranty
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
8. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, RALLIES.AI, BLOTTER INC., WOLF FINANCIAL, LLC, AND THEIR RESPECTIVE AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:
(A) ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES;
(B) ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL;(C) ANY INVESTMENT LOSSES, TRADING LOSSES, OR FINANCIAL DAMAGES ARISING FROM YOUR USE OF THE PLATFORM OR YOUR RELIANCE ON ANY INFORMATION, ANALYSIS, OR CONTENT PROVIDED THROUGH THE PLATFORM;
(D) ANY DAMAGES EXCEEDING THE GREATER OF $100 OR THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM.
YOU ACKNOWLEDGE THAT ALL INVESTMENT DECISIONS ARE MADE SOLELY BY YOU AT YOUR OWN RISK.
(A) ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES;
(B) ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL;(C) ANY INVESTMENT LOSSES, TRADING LOSSES, OR FINANCIAL DAMAGES ARISING FROM YOUR USE OF THE PLATFORM OR YOUR RELIANCE ON ANY INFORMATION, ANALYSIS, OR CONTENT PROVIDED THROUGH THE PLATFORM;
(D) ANY DAMAGES EXCEEDING THE GREATER OF $100 OR THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM.
YOU ACKNOWLEDGE THAT ALL INVESTMENT DECISIONS ARE MADE SOLELY BY YOU AT YOUR OWN RISK.
9. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Rallies.ai, Blotter Inc., WOLF Financial, LLC, and their respective affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any rights of another party; or (d) your investment decisions.
10. DISPUTE RESOLUTION AND ARBITRATION
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.
10.1 Informal Resolution First
Before initiating arbitration, you agree to contact us at legal@rallies.ai to attempt informal resolution for at least 30 days. Most disputes can be resolved this way.
10.2 Binding Arbitration Agreement
You and Rallies.ai agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Platform ("Dispute") will be resolved exclusively through binding individual arbitration rather than in court, except that:
(a) Small Claims Court: Either party may bring individual claims in small claims court if the claims qualify and remain in small claims court;
(b) Injunctive Relief: Either party may seek injunctive or other equitable relief in court to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights, confidentiality obligations, or to address unauthorized access to the Platform.
10.3 Arbitration Rules and Procedures
Arbitration will be administered by JAMS under its Streamlined Arbitration Rules and Procedures, or by another mutually agreed arbitration provider. The arbitration will be conducted in English. The arbitrator's decision will be final and binding, and judgment may be entered in any court of competent jurisdiction.
10.4 Arbitration Fees
For claims of $10,000 or less, Rallies.ai will pay all arbitration filing and administration fees. For claims exceeding $10,000, fees will be allocated as determined by the arbitrator under JAMS rules.
10.5 Class Action Waiver
YOU AND RALLIES.AI AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, REPRESENTATIVE, OR CONSOLIDATED ACTION. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.
10.6 Mass Arbitration Procedures
If 25 or more similar arbitration demands are filed against Rallies.ai within a 90-day period ("Mass Filing"), the following procedures apply:
(a) Batching: Demands shall be randomly assigned to batches of 10 for sequential resolution. A single arbitrator shall be appointed for each batch.
(b) Bellwether Process: The first two batches shall serve as bellwethers. Following resolution of bellwether batches, the parties shall engage in mediation before proceeding with additional batches.
(c) Tolling: Statutes of limitations are tolled for claims in pending batches.
(d) Fees: Filing fees for batches beyond the first two shall be split equally between the parties unless the arbitrator determines otherwise.
(a) Batching: Demands shall be randomly assigned to batches of 10 for sequential resolution. A single arbitrator shall be appointed for each batch.
(b) Bellwether Process: The first two batches shall serve as bellwethers. Following resolution of bellwether batches, the parties shall engage in mediation before proceeding with additional batches.
(c) Tolling: Statutes of limitations are tolled for claims in pending batches.
(d) Fees: Filing fees for batches beyond the first two shall be split equally between the parties unless the arbitrator determines otherwise.
10.7 Opt-Out Right
You may opt out of this arbitration agreement by sending written notice to legal@rallies.ai within 30 days of first accepting these Terms. Your notice must include your name, address, email address, and a clear statement that you wish to opt out of arbitration. If you opt out, you may pursue claims in court, but the class action waiver still applies.
10.8 Severability of Arbitration Provisions
If any portion of this arbitration section is found to be unenforceable, the remaining portions shall remain in effect. If the class action waiver is found to be unenforceable as to a particular claim, that claim (and only that claim) shall be severed and may proceed in court, while remaining claims shall proceed in arbitration.
11. GOVERNING LAW AND VENUE
These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. For any matters not subject to arbitration, you consent to the exclusive jurisdiction and venue of the state and federal courts located in Delaware.
12. TERMINATION
12.1 Termination by You
You may terminate your account at any time by contacting support@rallies.ai or through your account settings.
12.2 Termination by Us
We may suspend or terminate your access to the Platform at any time, with or without cause, with or without notice.
12.3 Effect of Termination
Upon termination, your right to use the Platform immediately ceases. Sections 7 through 11 and any other provisions that by their nature should survive termination shall survive.
13. CHANGES TO TERMS
We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website or through other electronic means. Your continued use of the Platform after changes take effect constitutes your acceptance of the modified Terms.
14. GENERAL PROVISIONS
14.1 Entire Agreement
These Terms, together with our Privacy Policy, AI Disclaimer, Platform Disclosures, Use and Risk Disclosures, Electronic Delivery Agreement, Cookie Policy, and Data Provider Disclosures, constitute the entire agreement between you and Rallies.ai.
14.2 Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
14.3 Waiver
Our failure to enforce any right or provision shall not be deemed a waiver of such right or provision.
14.4 Assignment
You may not assign these Terms without our prior written consent. We may assign these Terms without restriction.
14.4 Assignment
For questions about these Terms, contact us at:
Blotter Inc.
doing business as Rallies.ai
Email: legal@rallies.ai
Website: https://rallies.ai
Blotter Inc.
doing business as Rallies.ai
Email: legal@rallies.ai
Website: https://rallies.ai
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