RALLIES AI ASSISTANT DISCLAIMER
Effective Date: January 15, 2026
IMPORTANT NOTICE
The Rallies.ai AI Assistant is an investment research and educational tool. It does NOT provide personalized investment advice, recommendations, or guidance tailored to your individual circumstances. You should not rely on AI responses as the basis for any investment decision.
1. ABOUT THE RALLIES.AI AI ASSISTANT
The Rallies.ai AI Assistant is a conversational artificial intelligence tool powered by OpenAI's large language model technology. The AI is designed to help users research investments, understand financial concepts, analyze publicly available data, and learn about markets.
1.1 Educational Purpose
The AI Assistant is designed for general informational and educational purposes only. It can:
- Provide personalized advice
- Tell you what investments to make
- Manage your portfolio
- Replace professional financial guidance
It is NOT designed to:
- Provide analysis of publicly available information
- Explain financial concepts
- Discuss market trends
- Help you understand investment research
1.2 General, Not Personal
All information provided by the AI Assistant is general in nature. The AI:
- Does NOT have access to your complete financial picture
- Does NOT know your investment objectives
- Does NOT know your risk tolerance or time horizon
- CANNOT provide advice tailored to your individual needs
Any analysis or information provided should be considered general research available to all users equally.
2. WHAT THE AI ASSISTANT CANNOT DO
The AI Assistant is programmed with limitations to ensure it remains an educational tool rather than an investment advisor:
Limitation
Explanation
Cannot Recommend
he AI will not tell you to buy, sell, or hold any specific security. It will not say "you should invest in X" or "I recommend Y."
Cannot Advise on Your Portfolio
The AI will not provide advice on how to allocate your specific portfolio or what changes you should make to your holdings.
Cannot Predict
The AI will not make predictions about future stock prices, guarantee investment outcomes, or promise returns.
Cannot Replace Professional Advice
The AI is not a substitute for a registered investment advisor, financial planner, tax professional, or attorney
Cannot Consider Your Full Situation
The AI cannot factor in your complete financial situation, goals, risk tolerance, tax circumstances, or other personal factors that a professional advisor would consider.
After retention periods expire, we delete or anonymize personal information within 90 days, except where longer retention is required by law.
You may request deletion at any time by contacting privacy@rallies.ai.
You may request deletion at any time by contacting privacy@rallies.ai.
3. WHAT THE AI ASSISTANT CAN DO
The AI Assistant is designed to support your investment research by:
- Providing Analysis: Analyzing publicly available financial data, earnings reports, SEC filings, and market information
- Explaining Concepts: Explaining financial terms, investment strategies, market mechanics, and economic concepts
- Summarizing Information: Summarizing news, research, earnings calls, and other financial content
- Discussing Perspectives: Presenting different viewpoints and considerations (e.g., "Some investors might consider..." or "Factors to evaluate include...")
- Research Assistance: Helping you find and understand information to support your own research process
4. IMPORTANT LIMITATIONS OF AI TECHNOLOGY
4.1 Potential for Errors ("Hallucination")
AI technology has inherent limitations and may produce inaccurate information.
The AI may "hallucinate" - generating responses that sound plausible but are factually incorrect. This includes:
- Incorrect financial data or statistics
- Non-existent company information
- Fabricated historical events or price movements
- Misattributed quotes or analyses
- Made-up analyst ratings or recommendations
ALWAYS verify important information from authoritative sources before relying on it.
4.2 Knowledge Limitations
The AI's knowledge has a training cutoff date and may not include:
- The most recent market events
- Recent company news or announcements
- New regulatory changes
- Recent economic developments
Real-time financial data is obtained from external sources and may be delayed.
4.3 Not a Substitute for Human Judgment
AI cannot replace the nuanced judgment of experienced human professionals. Complex investment decisions involve many factors that AI may not fully appreciate or weigh appropriately.
4.4 No Learning from Your Conversations
The AI does NOT learn from your conversations or adapt to your individual situation. Each response is generated independently based on the query alone.
5. YOUR RESPONSIBILITIES
When using the AI Assistant, you agree to:
- Verify all information independently before making any investment decision
- Not rely on AI responses as personalized investment advice
- Consult with qualified financial, tax, and legal professionals as appropriate
- Make your own investment decisions based on your own research and judgment
- Understand that you bear sole responsibility for your investment decisions
- Not share sensitive personal financial information (account numbers, SSN, passwords) with the AI
- Not attempt to manipulate or circumvent AI safety measures
- Not share AI-generated responses as professional financial advice
6. HOW TO INTERPRET AI RESPONSES
The AI is designed to use language that reflects its educational purpose:
When the AI says...
This means...
"The data suggests..."
Presenting factual analysis for your consideration
Some investors might consider..."
Presenting general perspectives, NOT a recommendation for you
"Factors to evaluate include..."
Educational information about research considerations
"Historical patterns show..."
Past data analysis - NOT a prediction of future results
You may want to research..."
Suggesting areas for your own investigation
"It's important to consider..."
Highlighting factors, NOT telling you what to do
7. DATA PROCESSING
7.1 How Your Data is Processed
Your conversations with the AI Assistant are processed by OpenAI. By using the AI Assistant, you acknowledge that your queries and the AI's responses may be transmitted to and processed by OpenAI's systems.
7.2 Data Retention
- AI chat history may be retained for up to 24 months for service improvement
- Chat history is NOT used to provide personalized advice to you or others
- You may request deletion of your chat history by contacting privacy@rallies.ai
7.3 Privacy Protection
We recommend NOT sharing sensitive personal information in AI chats, including:
Please review our Privacy Policy and OpenAI's privacy policy for more information about data handling.
- Social Security numbers
- Account numbers or passwords
- Credit card information
- Other sensitive financial identifiers
Please review our Privacy Policy and OpenAI's privacy policy for more information about data handling.
8. PROHIBITED USES
You agree NOT to use the AI Assistant to:
- Obtain advice for illegal activities, including insider trading, market manipulation, or securities fraud
- Attempt to manipulate AI responses for malicious purposes
- Share the AI's responses as professional financial advice to others
- Rely on AI responses as the sole basis for significant investment decisions
- Attempt to "jailbreak" or circumvent AI safety measures
- Generate content that could be mistaken for professional financial advice
9. LIMITATION OF LIABILITY
RALLIES.AI, BLOTTER INC., WOLF FINANCIAL, LLC, OPENAI, AND THEIR RESPECTIVE AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INVESTMENT LOSSES, DAMAGES, OR OTHER CONSEQUENCES ARISING FROM YOUR USE OF THE AI ASSISTANT OR YOUR RELIANCE ON AI-GENERATED INFORMATION.YOU USE THE AI ASSISTANT AT YOUR OWN RISK.
10. ACKNOWLEDGMENT
By using the AI Assistant, you acknowledge that you have read, understood, and agree to this disclaimer. You understand that:
- The AI Assistant is an educational and research tool
- It is NOT a source of personalized investment advice
- AI responses may contain errors or inaccuracies
- You must verify all information independently
- You bear sole responsibility for your investment decisions
11. IN-PRODUCT DISCLOSURE
The following disclosure appears at the AI Chat entry point:
12. CONTACT
For questions about these Terms, contact us at:
Blotter Inc.
doing business as Rallies.ai
Email: legal@rallies.ai
Website: https://rallies.ai
Blotter Inc.
doing business as Rallies.ai
Email: legal@rallies.ai
Website: https://rallies.ai
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